One of the most essential tools for online money making is Paypal. Almost every site that you can make money with will pay you by Paypal. The only thing is that you need a credit card. But my parents let me have one using their credit card and they just pay me the money that gets sent to them. So sign up at http://paypal.com and get an account. If you don't have a Paypal account it will be harder to find sites that can pay you. Some sites have a check option too but Paypal is quicker and most sites have Paypal as an option.
So sign up for a Paypal account.